Big news for borrowers: we now use VantageScore!
That means we can review both FICO and VantageScore, then use the higher eligible score…
Why Mortgage Files Get Denied: Understanding the “Risk Variables” Behind Underwriting
Many borrowers think mortgage approval is only about credit score and income. In reality, underwriting…
Conventional Loan Guidelines
Conventional Loans — General Qualification Guidelines Conventional loans (also referred to as agency or conforming loans)…
DSCR Loan Guidelines
DSCR Loans — General Qualification Guidelines DSCR (Debt Service Coverage Ratio) loans are designed for investment…